3 Very Common Las Vegas Bankruptcy Questions

Bankruptcy is not something most people think about on a regular basis. So it’s natural to have a lot of questions about this very unfamiliar process. The best way to get your questions answered is to have a free initial consultation with a good Las Vegas bankruptcy lawyer.

But in the meantime, it might be helpful to quickly review these 3 commonly asked questions about bankruptcy in Las Vegas:

1. What’s it cost to file for bankruptcy?

The fee for filing your bankruptcy case with the bankruptcy court is $299. Additionally, there’s now a required pre-bankruptcy credit counseling session that typically costs $50 to $100. (Ask an experienced bankruptcy lawyer for a trusted counseling provider.) Additionally, there are the bankruptcy attorney’s fees which will depend on the nature of your case. It’s also worth noting that for those who don’t have enough money to pay the court or credit counseling fees, there are provisions that allow for the waiver of such fees. Whatever the costs are, however, bear in mind that if you’re ridding yourself of thousands of dollars of debt or more, then it’s often worth the initial costs.

2. Should I hire an attorney to file for bankruptcy?

It’s not absolutely necessary. You can do the means test, the filing, the meeting with trustee and the other parts of the bankruptcy case on your own. But if you make any mistakes, it could seriously jeopardize your case. The bankruptcy process is complex enough that it really is not a good idea to go it alone. There are too many twists and turns in the process, and these are things that are second nature to experienced Las Vegas bankruptcy attorneys who do this for a living. Additionally, it never hurts to be familiar with the judges and trustees and their inclinations and preferences. Plus, you get a free initial consultation with most bankruptcy lawyers, so why not at least take that step?

3. For how long will my credit report reflect my bankruptcy?

10 years is the length of time that a bankruptcy filing can stay on a credit report. After that it should be removed by the credit reporting agency. That said, it’s extremely important to follow up. Because to them you’re just one piece of data and it doesn’t affect their lives if they accidentlly forget to remove it. So when you reach that 10-year mark, make sure to follow up with the credit reporting agencies to confirm the removal of your bankruptcy filing.

More questions? We have more answers! Please feel free contact an experienced Freedom Law Firm Las Vegas bankruptcy attorney at 702-745-8584 for a free initial consultation.

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